Zambia PAYE Checker 2026
Check PAYE, NAPSA and NHIMA for one month, reconcile the year to date the way ZRA does (cumulative basis), gross up a net salary, or create an illustrative payslip for a new employee. Built by the payroll bureau team at PNK Consulting.
How the checker works
1. Month 1
Applies the 2026 monthly PAYE bands to one month's taxable pay: K0–5,100 at 0%, K5,100–7,100 at 20%, K7,100–9,200 at 30% and above K9,200 at 37%.
2. Year to date
Enter or upload each month from January. The checker applies the bands cumulatively, compares the tax due with the PAYE actually deducted, and shows the variance ZRA would expect you to explain.
3. Gross-up
Start from the net pay agreed with an employee and find the gross salary, PAYE, NAPSA, NHIMA and total cost to the company.
4. Illustrative payslip
See the payslip a new employee will receive, including a pro-rated first month, before the first payroll run. Print or save it as PDF. It is clearly marked as an illustration.
NAPSA: 5% employee and 5% employer of gross pay, ceiling K37,236 a month; contributions stop at age 60, or 65 where late retirement applies. NHIMA: 1% employee and 1% employer of basic pay. For guidance only. It is not tax advice.
Outsourced payroll bureauStatutory complianceBasic, gross and net pay explained